“John is very professional, he never dropped the ball and continued to pursue at every stage. He always kept me informed and was always open and honest about the situations. I would highly recommend him”
– GJ
It is important to act quickly in retaining a lawyer to represent your interests after being injured as a result of an automobile or trucking accident. Insurance companies quickly get involved after being notified of an accident and often try to speak with you or others involved in the accident with you before you have retained an attorney. The purpose of this being to take advantage of the fact that you are unfamiliar with how the insurance process works and what the law governs who is at fault in any given accident.
There are also time sensitive deadlines when it comes to applying for “No Fault” medical coverage that every automobile policy provides to its insured(s) and/or most third-parties injured in an accident. This insurance is available and required to be used as your primary insurance when you are treating for injuries caused or related to an underlying automobile accident, with many insurance companies requiring timely notice of your accident and a set of documents before coverage is approved and your medical bills begin to get paid by your no-fault insurance carrier.
Once you retain an attorney, an insurance company is no longer able to contact you directly to try and manipulate you to distort the facts of your claim or wrongfully deny coverage. Intentionally confusing processes or paperwork intended to frustrate claimants is common. This causes many people that are unfamiliar with this process to abandon their claims, stop receiving medical care and treatment that they need but give up on over fear that their medical bills are not going to be paid by insurance, and so on. Situations where you have been involved in an accident due to:
- Being rear-ended by a truck or vehicle that was following too closely or driving too fast
- Failing to yield/failed to acknowledge a controlling traffic signal on a given roadway or intersection
- A pedestrian that was struck by a vehicle that failed to yield to you as a pedestrian or otherwise was operating their truck/vehicle in an unsafe manner
- Texting while driving
- Failure to utilize a turn signal or lights while operating a truck or automobile
These are all situations that can support liability against the offending driver that caused the accident. You must also demonstrate that you have sustained a “serious injury” as defined by New York’s insurance law to support a viable claim in New York State. Injuries such as broken bones or fractures, or ligament tears requiring surgery and/or significant and extensive physical therapy are examples of injuries that are commonly found to meet the “serious injury” threshold imposed by New York’s Insurance Law.
